Do All Workers Qualify for Workers’ Compensation?

Female employee smiling while holding laptop

If you are a worker who recently was injured on the job, you may be wondering if you are eligible for workers' compensation. The good news is that most workers in the United States are covered by this system, which provides economic assistance and medical coverage to those injured or who become ill due to their job.

Compensation usually covers things like medical expenses, income replacement, and death benefits. Workers' compensation is typically mandatory in most jurisdictions, meaning employers must provide coverage for their employees. However, there are some exceptions, so it is vital to understand whether or not you qualify.

Who Isn’t Covered?

There are some circumstances where workers' compensation does not apply. For example, if an employee is injured while working outside of their normal job duties, they may not be covered. Additionally, workers' compensation does not typically cover injuries that are self-inflicted or caused by illegal activity. This is especially common in hazardous occupations like mining and logging.

Furthermore, independent contractors and certain types of workers may also be excluded from workers' compensation coverage. Workers who are employed by companies with fewer than five employees are also not covered. If you are unsure if your job covers you, speak with a supervisor ASAP.

Workers’ Compensation Attorneys

One of the most important reasons to have a workers' compensation attorney on your side is because sometimes workers' comp doesn't cover everyone. A work injury attorney can level the playing field by fighting for your rights and ensuring you get the compensation you deserve. In addition, a workers' compensation attorney will thoroughly understand the workers' compensation system and how to navigate it effectively.

If you need legal assistance for a workers’ compensation claim, contact the Robert Peirce & Associates, P.C. team today. Call us at (844) 383-0565 or visit our website to fill out a consultation request form.