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The Value of Uninsured/Underinsured Motorist Coverage

If you get into a car accident, your main concern should be recovering from your injuries, not worrying about how you’re going to pay your sudden expenses.

In most cases, either your insurance company or the other driver’s insurance company will compensate you for damages after an accident. But what happens when the other driver does not have car insurance?

Our Pittsburgh personal injury attorneys discuss the answer to this question below.

Why Uninsured/Underinsured Motorist Coverage is Beneficial

Even though virtually all states require drivers to carry liability insurance at a minimum, many drivers decide to break the law and drive without any coverage. In fact, according to the Insurance Information Institute (III), approximately 13% of drivers are uninsured.

This can be detrimental to you if you do not have uninsured/underinsured motorist coverage as part of your car insurance policy and you’re hit by a driver who does not have car insurance.

Uninsured/underinsured motorist coverage protects you in the following ways:

  • Uninsured motorist coverage: Reimburses you for damages caused by a driver who does not have car insurance.

  • Underinsured motorist coverage: Reimburses you for damages caused by a driver who has car insurance, but does not have enough coverage to pay for the full cost of damages.

Injured in a Car Accident? We’re Here to Help

If you were injured in a car accident and you’re now having trouble recovering the compensation you deserve from your own insurer or someone else’s, our Pittsburgh personal injury attorneys are here to help.

We’re unafraid to take on big businesses and insurance companies and protect your rights in the wake of a traumatic incident.

Contact Robert Peirce & Associates at (844) 383-0565 to schedule a free consultation.

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