Many ill or injured workers rely on Social Security Disability Insurance (SSDI) for income when they cannot work. When a person cannot work, it is vital they receive assistance as soon as possible so they can pay their living expenses and get the medical care they need. Learn how long it may take to receive SSDI benefits.
Understanding the Timeline of SSDI Benefits
According to the Social Security Administration, an ill or injured person cannot receive SSDI payments until they have been disabled for at least five full months. Typically, payments start within the sixth month of disability.
In order to receive your benefits as soon as possible, it is vital you begin the claims process immediately after your disability begins. On average, SSDI claims take 90-120 days to be processed, and are either approved or denied. This process can be extended if you choose to file an appeal for a denied claim.
It is also important to note that, in order to be eligible for SSDI benefits at all, you must have a disability that is expected to last at least 12 months or is expected to result in your death.
Once you are approved for SSDI benefits and begin receiving benefits, these benefits will typically continue for as long as your disability has not improved or you cannot work. The Social Security Administration will review your case periodically to check on:
- Any change in your ability to work
- Whether you have returned to any form of work
- Whether your medical condition has improved
It is also your responsibility to inform the Social Security Administration of any of these changes.
SSDI benefits are typically paid once per month and may total up to $1,200. SSDI benefits are now paid out electronically, which means they will be directly deposited into your bank account. Every January, the amount you receive may rise automatically if the cost of living has gone up. For example, if the cost of living increases by 2%, your benefits will also increase by 2%.
Applying for SSDI is complex and should be done with the assistance of a qualified attorney to ensure your claim is approved and you receive the funds you need. Our team at Robert Peirce & Associates, P.C. is here to help you build a strong claim and manage any appeals that may be necessary.
We’re here to make this process easier! Call (844) 383-0565 to schedule an appointment.